This policy represents Payday Click's commitment towards compliance with privacy laws. In short how we manage the information that we collect from the borrowers has been described here. The borrower must note that we are not lenders here but we are connected with a wide network of lenders who are reliable and experienced. So, here we will facilitate borrowers to apply online via our website and his or her application details will only be shared with lenders who have registered with us. We will not allow unlicensed lenders to access your details.
Payday Click holds general information about loans which can solve short term necessity. Thus one can browse all such information about loans easily and conveniently without disclosing his or her identity to us. But if he or she wants to go ahead with the loan application then it is necessary that essential personal details should be shared with us. All these details need to be entered correctly in the application.
Payday Click collects both personally identifiable details and non personal identifiable details about the loan applicant. Personal details which should be entered by the applicant are name, telephone number, physical address, email id, social security number, employment details, citizenship status, date of birth, information about home ownership, frequency and amount of pay checks etc. We will need the contact details in order to share information about products and services and upcoming offers. Besides, these details are also required for your identification.
On the flip side non personal details which we need are IP address, access time, browser type and language, other sites that have been accessed by the user etc and these are important to evaluate the performance of the website based on user browsing experience.
PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.