Our Charges

Payday Click provides online loan matching services. So, if you are looking for money to manage those monthly short term needs then you can search here for your favorable choice. We are available 24 hours a day and 7 days a week. But here we will not provide funds directly to the borrower. We act like a interconnecting link between borrower and lender and help borrower in comparing rates at which loan are available.

Loans should be applied via an online method. This is an easy and fast application process which takes away much less time from you. Most importantly the application can be completed and submitted by the borrower even from home or from workplace. But before applying loans make sure that prices involved in borrowing are feasible for you.

Interest rates:
All the loan we can help you find are meant for small cash needs arising mid or end of the month when you will not have access to your salary. Moreover these loans should be paid back within a short term and that is why the interest rates which are levied on the loan amount will be high. Above all, if repayment gets delayed then the interest rates will start to accrue.

APR charges:
Annual Percentage Rate is the total charge for credit including fees and other internal costs. Lenders would be charging APR differently and here you can compare the rates easily online.

No service charges included:
Here one should first register online and there will be no extra expenses for processing the loan request.


You Borrow $500 over 12 weeks, the Establishment fee (up to 20% of principal) is $100 and the total Monthly Fee (up to 4% of principal) is $60

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.