FAQs

1. What is Payday Click?
We are an online web portal which will connect borrowers with potential lenders. So, here we are not credit providers but have been working with a network of lenders who specialize in loans. Most importantly we are just a few clicks away from you. We have a streamlined and quick online process for loan choosing.

2. Am I eligible to apply?
If your age is already 18 years, if you have the relevant proof showing permanent citizenship status of Australia, if you have a stable job which earns you monthly income and if you have an accessible account in some reputable bank then you are eligible to apply for loans.

3. What are the loan products available through Payday Click?
Presently at our site you can compare payday loans which are intended for short term necessities. Repay the loan money with next month salary in the most convenient way.

4. What is the size of loan that I can choose?
Loan sum should be applied from within the provided range of AU$ 100 to AU$ 1000 as these are short term cash advance. So, here you should first take account of your ongoing necessities and your repaying capability then the loan amount should be decided.

5. How long is the repayment term for loans here?
As mentioned, loans available here should be provided for short term. This means the loan sum that has been acquired needs to be repaid within a month. So, here the loan sum can be paid back soon after you receive your next month salary.

6. What are the fees?
Fees for loans are mainly determined by the lender. Here for the loan option that you will apply through Payday Click, lender would impose heavy interest rates in addition to APR charges. No application and processing fees would be charged here by us.

7. What if I cannot repay the loan debts on time?
For delayed repayment additional penalty fees would be charged from you. In some cases the rate of interest might also start accruing if the lender has not been informed about inability to repay on time.

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.

You Borrow - $500 You Pay - $620 Representative APR 1223.6% (Variable)

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.